Government assistance with consolidating loans


If you’re struggling with significant credit card debt, and can’t work out a repayment plan with your creditors on your own, consider contacting a debt relief service like credit counseling or debt settlement.Depending on the type of service, you might get advice on how to deal with your mounting bills or create a plan for repaying your creditors.Our advice is free and we make sure we recommend the best debt solution for your individual situation.

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Hopefully this means you won’t see any more fee-charging companies advertising debt consolidation in this way.

If you have problems with your debt, you should get free, impartial debt advice from a a well-established debt charity like us.

Tell them why it’s difficult for you, and try to work out a modified payment plan that reduces your payments to a more manageable level.

Don’t wait until your accounts have been turned over to a debt collector.

Most lenders are willing to work with you if they believe you're acting in good faith and the situation is temporary.